ISTO Advisors, LLC offers comprehensive wealth management, financial planning, and consulting services to individuals, families, businesses, and retirement plans. The firm builds customized investment portfolios using individual stocks, bonds, exchange-traded funds, mutual funds, options, and insurance products. Their approach covers investment management, tax strategies, estate planning coordination, cash flow analysis, and retirement projections. Additionally, ISTO Advisors offers "Prosperity Consulting," a specialized multi-generational financial and life coaching program for younger adults. The firm operates with a fiduciary duty to act in the client's best interest, utilizing third-party custodians such as Charles Schwab and Altruist to hold client assets.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 2.00% |
| $250K - $500K | 1.50% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.80% |
| $2M+ | 0.50% |
Fees are negotiable. The firm reserves the right to charge 0.50% on 529 plans, which are not included in household aggregate values. Minimum annual advisory fee is $11,250.