Montoya Wealth Management Group manages investment portfolios and provides comprehensive financial planning for individuals and families. Montoya Wealth Management distinguishes itself by integrating investment management with retirement planning, tax planning, tax preparation through an affiliated service, and estate planning coordination. Brandon Montoya and Erica Ryberg lead the firm, focusing on customized strategies that incorporate global diversification, tax efficiency, and low-cost vehicles like exchange-traded funds and mutual funds. The firm operates on a discretionary basis, meaning they make trades on your behalf according to your agreed-upon guidelines. In addition to portfolio management, Montoya Wealth Management offers standalone financial plans, monthly subscription planning for accounts under certain thresholds, hourly consulting, and retirement plan consulting for businesses.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $3.0M | 0.40% |
| $3M+ | 0.20% |
Household accounts are aggregated for fee discounts. Fees may be reduced or waived at the firm's discretion.