Gibson Wealth Advisors is a registered investment advisor located in Tyler, Texas, offering wealth management services that combine investment management and financial planning. The firm builds personalized investment portfolios primarily using exchange-traded funds and mutual funds, following the principles of Modern Portfolio Theory and evidence-based investing. In addition to managing portfolios directly, the firm oversees held-away accounts like retirement plans and 529 college savings plans. Financial planning is provided at no additional fee to investment management clients and covers a wide range of topics, including retirement planning, cash flow and debt management, tax strategies, estate planning, insurance review, and charitable giving. Gibson Wealth Advisors operates as a fee-only firm, meaning they are compensated solely by their clients and do not earn commissions on product sales. The firm primarily serves individuals and high-net-worth clients who are at or nearing retirement and want to delegate their financial management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1.0M - $3.0M | 1.00% |
| $3.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Held-away accounts are billed at a flat 1.25%. Fees are negotiable based on personal relationships, anticipated future assets, and unique circumstances. Annual minimum fee of $7,500 applies.