Financial Life Designs is a registered investment advisor founded in 2010 by Audrey W. Jones and based in Lake Mary, Florida. The firm focuses on helping clients achieve long-term financial stability and independence through personalized financial planning and investment management. Financial Life Designs takes a holistic approach, starting with a Discovery Meeting to understand a client's core values, financial concerns, and life goals. The firm creates comprehensive financial plans that cover cash flow, savings, investment portfolio analysis, tax consequences in collaboration with tax professionals, insurance needs, retirement income, long-term healthcare, estate planning, and business succession. For investment management, Financial Life Designs builds diversified portfolios using stocks, mutual funds, exchange-traded funds, and bonds, operating with the authority to make trades without asking first while tailoring strategies to each client's risk tolerance.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $750K | 1.25% |
| $750K - $1.0M | 1.00% |
| $1M+ | 0.75% |
Fees are negotiable within each tier on a client-by-client basis depending on portfolio size, complexity, and nature.
