Aeternum Investment Advisors is an independent investment management firm that helps individual investors and participants in employer-sponsored retirement programs build and manage their portfolios. Aeternum Investment Advisors creates personalized investment plans by evaluating each client's specific risk tolerance and goals, selecting an appropriate mix of cash, bonds, stocks, exchange-traded funds, and mutual funds. In addition to portfolio guidance, Aeternum Investment Advisors offers educational meetings and workshops covering investment styles, financial terms, and retirement planning. Clients maintain control of their accounts, as Aeternum Investment Advisors operates on a non-discretionary basis, meaning they must get your permission before making any trades. The firm was founded in 2016 and is based in Oceanside, California.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.00% |
| $100K - $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3.0M - $6.0M | 0.60% |
| $6M+ | 0.60% |
Accounts up to $100,000 have a $1,000 flat fee. Fees for assets over $6,000,000 are negotiable. Accounts invested solely in cash or money market funds do not pay advisory fees.