Palomar Advisors Inc. is a registered investment advisor based in Temecula, California, founded by John Fountain in 2016. Palomar Advisors provides personalized investment management and financial planning services for individuals, high-net-worth families, corporations, and retirement plans. The firm builds customized portfolios using individual stocks and bonds, exchange-traded funds, and mutual funds, tailored to each client's goals and risk tolerance. For business clients, Palomar Advisors offers comprehensive retirement plan consulting, including plan design, fiduciary support, and participant education. The firm also offers standalone financial planning covering personal budgeting, tax and cash flow analysis, investments, insurance, retirement, college funding, and estate planning strategies. Palomar Advisors acts legally required to act in your best interest when providing advice.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3M+ | 0.50% |
New clients are subject to the current schedule. Existing clients may remain on a legacy schedule (1.00% under $250K, 0.75% up to $750K, 0.50% above $750K). Fees may be negotiable.