Copper Leaf Financial provides personalized wealth management services centered around holistic financial planning, investment management, and advanced planning. All wealth management relationships begin with an initial financial plan to analyze existing circumstances, cash flow, taxes, retirement plans, and goals. Copper Leaf Financial creates diversified portfolios primarily using passively managed asset class and index mutual funds or exchange-traded funds, along with conservative fixed income securities when appropriate. The firm manages portfolios on a discretionary basis and also coordinates with independent third-party managers for specific investment strategies. In addition to wealth management, Copper Leaf Financial offers consulting services and retirement plan advisory services for employee benefit plans. The firm maintains affiliations with an accounting firm and utilizes third-party custodians such as Charles Schwab and Fidelity for client accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $1.0M | 0.70% |
| $1.0M - $3.5M | 0.55% |
| $3.5M - $10.0M | 0.33% |
| $10M+ | 0.30% |
Minimum fee of $1,250 per quarter ($5,000 per year). Annualized fees will not exceed 2%. Fees may be charged as a flat retainer fee on a case-by-case basis as an equivalent to the asset-based arrangement.
