Cetera Advisory Services provides portfolio management services through its My Advice Architect Platform, a wrap-fee program. This means clients pay a single fee covering investment management, some transaction costs, and administrative expenses. The specific program chosen may cost more or less than purchasing services separately. The overall cost may be higher or lower than purchasing securities individually. The firm offers the Unified Program, Guided Program, Advisor Program, and Manager Program.
Fee Structure
Cetera Advisory Services offers investment management through various programs with fees based on a percentage of your portfolio. These fees are typically deducted quarterly in advance. The maximum fee that may be charged by your advisor is 2.00%. There is also a minimum annual program fee of $99 per account for the Unified, Guided, and Advisor Programs, and $199 for the Manager Program. The specific program fee for each program is listed in your Statement of Investment Selection. The Unified Program may also have additional fees for tax and impact overlay services. These fees include investment advisory services and certain brokerage services. The total cost of a particular Program will be more than if you were to buy the securities individually.