Pixel Financial Planning, LLC provides personalized investment management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and corporations. The firm uses a combination of passive and active management strategies, fundamental analysis, cyclical analysis, and Modern Portfolio Theory to construct portfolios primarily consisting of low-cost, index-tracking exchange-traded funds. Pixel Financial Planning also utilizes third-party investment managers and direct indexing strategies when appropriate. In addition to investment management, the firm offers comprehensive and project-based financial planning covering areas such as retirement planning, tax strategies, cash flow and debt management, employee benefits optimization, estate planning, risk management, and college savings. Clients are served primarily through accounts held at independent broker-dealers and custodians such as Charles Schwab and Altruist.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 0.90% |
| $250K - $500K | 0.75% |
| $500K - $1.0M | 0.65% |
| $1.0M - $2.0M | 0.50% |
| $2.0M - $4.0M | 0.40% |
| $4M+ | 0.25% |
Fees are negotiable and calculated as a blended rate based on ending market value of the previous quarter. Comprehensive financial planning fees are waived for investment management clients maintaining at least $300,000 for single clients or $500,000 for couples.
