Commonwealth Retirement Advisors offers personalized financial planning and investment management, focusing on retirement planning for individuals and families. They start with a discovery meeting to understand your financial and non-financial priorities, then develop a plan to meet your retirement goals while managing risks. They manage investments with the authority to make trades without asking first, but can also provide investment management where they consult with you before making any changes.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.55% |
| $10.0M - $25.0M | 0.50% |
| $25M+ | 0.50% |
Fees negotiable for accounts over $25 million. For relationships less than $1,000,000, the minimum annual fee is $5,000, which may exceed 1% annually. At account inception, CRA may charge a one-time fee of up to an additional 0.25% for additional services related to onboarding.