Retirement Plans, Inc. manages investment portfolios and provides investment advisory services for individuals and retirement plans. The firm uses a strategy focused primarily on no-load mutual funds, exchange-traded funds, closed-end mutual funds, target date funds, stable value funds, and money market funds. Retirement Plans, Inc. builds tailored portfolios based on each client's specific time horizon, risk tolerance, and return objectives, with the authority to make trades without asking first. The firm does not provide financial planning services. In addition to investment management, the firm operates as a third-party administrator for retirement plans and is a licensed insurance agency, offering insurance products for commission. Retirement Plans, Inc. manages assets on a discretionary basis for individual investors and retirement programs.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.00% |
| $250K - $500K | 0.85% |
| $500K - $1.0M | 0.70% |
| $1M+ | 0.50% |
Fees may be discounted or negotiated in special circumstances.