Retirement Income Advisory Group provides discretionary portfolio management and comprehensive financial planning for individuals and families. The firm tailors investment strategies based on each client's individual goals, time horizons, and risk tolerance. In addition to managing investments directly, Retirement Income Advisory Group may hire third-party managers to oversee portions of client accounts when appropriate. Clients can also receive standalone financial planning projects covering topics such as retirement income, taxes, estate plans, budgeting, and insurance. The firm operates with a focus on retirement planning and does not require a minimum account size to open an account.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $500K | 1.00% |
| $500K - $750K | 0.90% |
| $750K - $1.0M | 0.80% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $3.0M | 0.65% |
| $3.0M - $4.0M | 0.55% |
| $4.0M - $5.0M | 0.50% |
| $5M+ | 0.45% |
Fees are negotiable based on historical relationships, asset types, and account size. Accounts using sub-advisors may incur additional third-party fees.