Total Financial Management provides customized investment advisory solutions, continuous portfolio monitoring, and financial planning services. The firm works closely with clients to understand their financial goals, risk tolerance, and tax situation, building portfolios primarily using exchange-traded funds, individual stocks, and individual bonds. Total Financial Management acts as a legal fiduciary, meaning they are required to put client interests first. In addition to managing investments, the firm offers comprehensive financial planning covering retirement, taxes, estate planning, and insurance consulting. Services are tailored to individuals, high net worth families, trusts, estates, and retirement plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.25% |
| $1.0M - $3.0M | 0.80% |
| $3M+ | 0.60% |
Fees are subject to a minimum annual fee of $2,500 and may be negotiable at the firm's discretion.