Pinnacle Investment Advisors, LLC (PIA) offers financial planning and consulting services. PIA does not manage client assets directly but refers clients to third-party investment managers (TPMs). PIA provides one-time consulting and ongoing financial planning services, including reviews of wills, estate plans, investments, taxes, insurance, retirement income, Social Security, and college planning. PIA also works with Estate Guru to assist in the creation of wills and trusts. PIA may hold seminars and workshops to educate the public on different types of investments and the different services they offer.
Fee Structure
Pinnacle Investment Advisors does not directly manage investments. Instead, PIA refers clients to third-party investment managers (TPMs) such as Gradient Investments. The fees for these managers vary depending on the portfolio type:
- Strategic Portfolios: 2.00% annually (1.00% to the manager, 1.00% to Pinnacle Investment Advisors)
- Tactical Portfolios: 1.80% annually (0.80% to the manager, 1.00% to Pinnacle Investment Advisors) + 0.20% internal ETF fee
- Allocation & Defined Outcome Portfolios: 1.70% annually (0.70% to the manager, 1.00% to Pinnacle Investment Advisors)
- Preservation Portfolios: 1.00% annually (0.40% to the manager, 0.60% to Pinnacle Investment Advisors)
- Client Directed Accounts: $300 annually to the manager, $0 to Pinnacle Investment Advisors
A $15 quarterly technology fee is charged per account or investment strategy.