Capitalwize offers comprehensive financial planning, consulting, and investment management services to individuals and businesses. The firm specializes in creating personalized financial strategies, covering areas such as cash flow, debt management, savings strategies, retirement readiness, tax planning, and investment alignment. Capitalwize provides various service tiers, ranging from one-time diagnostic planning engagements like the Financial Freedom Framework to multi-month and ongoing advisory programs. For investment management, Capitalwize utilizes digital platforms like Betterment to manage client portfolios on a discretionary basis. The firm operates as a fee-only practice and does not sell commissioned products like insurance or annuities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 0.99% |
| $250K - $1.0M | 0.75% |
| $1M+ | 0.75% |
Fees for accounts of $1,000,000 and above are negotiable. The fee includes a 0.20% Betterment platform fee.