Spectra Investment Management is a registered investment advisor based in Stuart, Florida, with an additional office in West Palm Beach. Spectra specializes in serving high-net-worth individuals, families, and related entities by offering continuous portfolio management, family office services, financial planning, investment consulting, and outsourced chief investment officer services. Spectra tailors its investment advice to each client's specific goals and risk tolerance, utilizing a mix of quantitative and qualitative methods grounded in academic research. The portfolio management strategy emphasizes global equity diversification, value and small-cap stock tilts, individual stocks, and high-quality fixed-income securities. Spectra requires a minimum investment of $5,000,000 to establish an advisory relationship, though this requirement may be waived at the firm's discretion.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.25% |
| $2.0M - $5.0M | 1.00% |
| $5.0M - $10.0M | 0.75% |
| $10.0M - $25.0M | 0.65% |
| $25M+ | 0.35% |
Fees are negotiable based on assets under management, financial planning scope, range of investments, and complexity. Cash and cash equivalents are included in assets under management for fee calculations.