Heritage Financial Counselors offers financial planning, investment management, and consulting services to individuals, couples, and families. They focus on creating comprehensive financial plans that cover retirement, tax, estate, and insurance planning. As independent advisors, they don't sell proprietary products and are legally required to act in your best interest. Investment portfolios are primarily comprised of Exchange Traded Funds (ETFs) and no-load, low cost, asset-class mutual funds.
Fee Structure
Heritage Financial Counselors provides investment management services. The maximum annual fee for investment advisory services, including financial planning and consulting (if requested), will not exceed 2% of the value of your portfolio. The specific fee will be outlined in your advisory agreement. Fees are billed quarterly in advance, based on the market value of your portfolio at the end of the previous quarter. Adjustments are made for deposits and withdrawals of $10,000 or greater during the quarter.