AO Wealth Advisory provides personalized financial planning and investment management services to individuals, families, businesses, and retirement plans. Operating as a registered investment advisor legally required to act in your best interest, AO Wealth Advisory tailors its services to your specific financial goals, tax situation, and preferences. The team helps with cash flow management, education savings, retirement planning, risk management, tax strategies, estate planning, and business succession. For investments, AO Wealth Advisory builds customized portfolios primarily using mutual funds, exchange-traded funds, and insurance products, and holds full authority to make trades without asking first unless arranged otherwise. Consulting services are also available for project-based reviews, asset allocation modeling, and portfolio analyses.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $300K | 1.25% |
| $300K - $750K | 1.15% |
| $750K - $1.3M | 1.00% |
| $1.3M - $2.5M | 0.90% |
| $2.5M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.60% |
| $10M+ | 0.50% |
All fees are negotiable. Reduced investment management fees may apply to employees of the State of Iowa through specific retirement programs.