Wellfull, operating as Bernardo Wealth Planning, focuses on creating and implementing financial plans for families, individuals, trusts, and retirement plans. They offer financial planning services covering financial objectives, cash flow, tax planning, investments, education funding, retirement, insurance, and estate planning. Wellfull also provides discretionary asset management services, guided by a financial plan or client investment objectives. Clients can place restrictions on investments and make deposits or withdrawals at any time.
Fee Structure
Wellfull manages investments, typically using a financial plan to guide decisions. If there's no plan, they'll use a risk assessment. They manage accounts on a discretionary basis, meaning they don't need your approval for each trade. Fees range from 0% to 2% per year of the value of your investments. The specific fee depends on the size of your account, complexity, and the amount of financial planning work needed. In limited cases, a fixed annual fee may be determined for asset management and/or ongoing financial planning services. There is a minimum fee of between $45 and $60 per year for smaller related accounts.