HPA Financial Group, LLC is a registered investment advisor founded in 2017, providing investment management services to individuals, high net worth individuals, trusts, estates, and business entities. The firm utilizes modern portfolio theory, focusing on passive asset classes such as no-load mutual funds and exchange-traded funds, primarily through managers like Dimensional Fund Advisors. HPA Financial Group tailors its advisory services to individual needs, allowing clients to place specific restrictions on their accounts. The firm operates with discretion over client accounts and works alongside third-party providers for trade processing and billing support. In addition to investment management, the firm's leadership maintains independent licensing to offer insurance products, which creates a potential conflict of interest regarding product recommendations. HPA Financial Group emphasizes cost minimization and fee transparency while maintaining no account minimum requirement.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $200K | 1.75% |
| $200K - $500K | 1.50% |
| $500K - $1000K | 1.35% |
| $1M+ | 1.25% |
Fees are not blended; the applicable rate is applied to the total assets. Fees may be negotiated based on client type, account complexity, and asset composition.