Retirement Solutions Group (RSG) offers financial planning and investment management services. For investment management, RSG has a co-advisor relationship with Gradient Investments, LLC (GI), where GI manages the portfolios and RSG helps clients choose suitable models. RSG also offers financial planning services covering investments, taxes, retirement, and college planning. Seminars and workshops are held to educate the public.
Fee Structure
Retirement Solutions Group (RSG) works with Gradient Investments, LLC (GI) to manage your investments. The annual fee depends on the type of portfolio you choose:
- Strategic Portfolios: 2.00% (1.00% to GI, 1.00% to RSG)
- Tactical Portfolios: 1.80% (0.80% to GI, 1.00% to RSG)
- Allocation & Defined Outcome Portfolios: 1.70% (0.70% to GI, 1.00% to RSG)
- Preservation Portfolios: 1.00% (0.40% to GI, 0.60% to RSG)
- Private Wealth Portfolios: 1.50% (0.50% to GI, 1.00% to RSG)
For Client Directed Accounts, a flat fee of $300 is charged by GI. RSG does not receive any of this fee. GI assists with account opening, closing, and transfers, but does not have discretion over the account. A $15 quarterly service fee is also charged by GI for technology and reporting. These fees are negotiable.