Plan First Wealth is a registered investment advisor founded in 2018 and based in New York, specializing in helping British expatriates navigate the complex financial considerations of living in the United States while maintaining ties to the United Kingdom. The firm provides ongoing portfolio management and lifestyle financial planning, focusing on UK pensions (such as Self-Invested Personal Pensions), investment strategies utilizing mutual funds and exchange-traded funds, and cross-border financial organization. Plan First Wealth tailors its approach to each client through an Investment Policy Statement and offers services on both a discretionary and non-discretionary basis. In addition to investment management, the firm partners with tax and accounting professionals to offer integrated services and works with third-party digital wealth platforms and sub-advisors to custody and manage client assets.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.5M | 1.00% |
| $2.5M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.25% |
Rates apply to US-based accounts. Non-US accounts (Morningstar, SIPPs, QROPS) use flat rates ranging from 0.75% to 1.00%. Accounts using third-party managers are subject to additional wrap or sub-advisor fees ranging from 0.05% to 0.50%. Ongoing fees are negotiable at the advisor's sole discretion.