Southwest Michigan Wealth Management (SWMWM) offers financial planning and investment management services. For financial planning, SWMWM gathers client information to provide advice on financial management, independence, tax, investments, risk, estate planning, and insurance. For investment management, SWMWM selects a third-party asset manager to manage client assets, monitoring the client's objectives and risk tolerance. SWMWM also uses a sub-advisor, Foundations Investment Advisors, Inc., for portfolio management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $750K | 1.35% |
| $750K - $1.5M | 1.20% |
| $1.5M+ | 1.10% |
Sub-advisor charges an additional 0.50% fee and $50 technology fee per account. The asset management fee may be negotiated depending upon the individual circumstances of the client. Accounts within the same household may be combined for a reduced fee.