Wildflower Financial LLC is a registered investment advisor founded in 2017 and based in Santa Cruz, California. The firm offers comprehensive financial life planning and investment management services to individuals, families, and high-net-worth clients. Wildflower Financial operates as a fee-only practice, meaning compensation comes solely from client fees without commissions or third-party payments. The firm's holistic approach covers retirement planning, tax planning and preparation, cash flow and debt management, estate planning, employee benefits, insurance, and risk management. Portfolios are managed using a passive investment strategy focused on low-cost index mutual funds and exchange-traded funds designed around global diversification and client risk tolerance. Wildflower Financial requires clients to engage in comprehensive financial planning in order to access investment management services.
Fee Structure
Wildflower Financial provides investment management exclusively to clients who also engage the firm for comprehensive financial life planning. Investment management fees are included as part of the ongoing annual planning retainer rather than charged as a separate percentage of your portfolio. You can choose to have your ongoing subscription fee automatically deducted from your investment accounts on a quarterly basis.
