Lifecycle Financial Planners is a registered investment advisor based in Bloomfield Hills, Michigan, offering comprehensive financial life planning and investment management services to individuals, families, small businesses, trusts, and estates. The firm uses a holistic approach that integrates investment management with tax planning, cash flow management, retirement planning, estate planning, and risk management. Lifecycle Financial Planners operates on a fee-only basis, meaning they do not sell products, receive commissions, or accept referral fees. They offer various engagement structures including one-time assessments, comprehensive open retainers for wealth accumulation and distribution phases, limited retainers for life transitions or intergenerational planning, and custom projects.
Fee Structure
Lifecycle Financial Planners provides ongoing investment management as part of their comprehensive retainer programs, which range from $10,000 to $200,000 per year depending on the complexity of your situation, net assets, and income. There are no separate asset-based percentage fees for investment management; instead, investment management is bundled into your annual retainer fee.
