Ccm Investment Management, LLC
CCM Investment Management is an independent registered investment advisor founded in 2017 and based in New Bedford, Massachusetts. Led by Chad Mello, the firm provides ongoing portfolio management and standalone financial planning services tailored to individual client goals, risk tolerances, and time horizons. Portfolio management services include building customized investment policy statements, asset allocation, security selection, and regular portfolio monitoring and rebalancing. CCM Investment Management generally limits its investment advice to fixed income securities, real estate funds including real estate investment trusts, insurance products such as annuities, equities, exchange-traded funds, inflation-linked bonds, non-U.S. securities, and private placements. The firm uses academic asset allocation models and a primarily passive investing approach, alongside tactical active management where appropriate. In addition to investment management, CCM Investment Management offers standalone financial planning covering investment planning, life insurance, taxes, retirement, college savings, and debt management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $50K | 1.45% |
| $50K - $250K | 1.30% |
| $250K - $500K | 1.15% |
| $500K - $1.0M | 0.95% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.60% |
| $5M+ | 0.45% |
Fees are generally negotiable.