Key Financial Advisors is a registered investment advisor based in Owensboro, Kentucky, operating as a fiduciary, fee-only practice. Founded and managed by Certified Financial Planner James R. Grise, the firm specializes in providing personalized financial planning and investment advisory services to individuals, small businesses, retirement plans, trusts, and estates. Key Financial Advisors does not sell financial products or accept commissions, ensuring that clients receive objective advice. The firm offers two main program options: the Financial and Investment Planning Program, which delivers an extensive financial plan and ongoing advice for an annual percentage fee, and the Investment Advisory Program, which focuses on portfolio guidance. Additionally, the firm offers hourly and fixed-fee project services, retirement plan fiduciary consulting, and educational workshops. Key Financial Advisors does not take custody of client assets or exercise discretionary trading authority, allowing clients to maintain full control over their own accounts and custodians.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.50% |
Annual fee of 0.5% applies to total client investment assets. Subject to a minimum annual fee of $1,200 for the Investment Advisory Program or $2,400 for the Financial and Investment Planning Program.