Centorbi Financial Group offers personalized investment management and financial planning services for individuals and high-net-worth clients. Led by Chad Centorbi, the firm provides both discretionary and non-discretionary portfolio management, tailoring asset allocation strategies to each client's goals, time horizon, and risk tolerance. In addition to managing investments, Centorbi Financial Group provides in-depth financial planning covering income planning, investment strategy, tax planning, healthcare, and legacy planning. Clients can choose from asset management services, flat-fee planning, hourly consultations, or monthly subscriptions. The firm emphasizes a collaborative planning process and uses Charles Schwab & Co. as its primary brokerage and custodial partner.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.20% |
| $1.0M - $2.5M | 0.75% |
| $2.5M - $5.0M | 0.50% |
| $5.0M - $10.0M | 0.40% |
| $10M+ | 0.30% |
Fees are calculated using a blended rate across tiers. The firm may negotiate lower fees or waive them in individual cases. Clients may also choose a negotiated flat percentage up to 2.00% per annum.