ProsperiFi, LLC is an investment advisory firm based in Des Plaines, Illinois, founded in 2016 and led by Krzysztof Garlewicz. ProsperiFi offers ongoing portfolio management, financial planning, and pension consulting services tailored to each client's specific goals, risk tolerance, and time horizon. The firm uses fundamental, technical, quantitative, and modern portfolio theory analyses to construct diversified portfolios, generally investing in mutual funds, exchange-traded funds, equities, fixed income, real estate funds, and alternative investments. ProsperiFi acts in a legally required best-interest capacity when providing advice to retirement accounts. In addition to investment management, ProsperiFi assists clients with comprehensive financial planning covering retirement, taxes, estate planning, and insurance, and also provides consulting services to employee benefit and pension plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.85% |
| $500K - $1.0M | 1.50% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $3.0M | 0.70% |
| $3.0M - $5.0M | 0.50% |
| $5M+ | 0.25% |
Fees are generally negotiable. Pension consulting asset-based fees have a separate schedule starting at 0.75% and scaling down to 0.40%.