Bray Capital Group provides ongoing portfolio management services based on each client's individual goals, risk tolerance, and time horizon. Bray Capital Group creates a personalized investment policy statement for every client and requests the authority to make trades without asking first. The firm primarily limits its investment advice to mutual funds, exchange-traded funds, and insurance products including annuities. In addition to direct portfolio management, Bray Capital Group directs clients to third-party investment managers, such as Flexible Plan Investments, and offers consulting services for employee benefit plans like 401(k)s. The firm does not participate in bundled fee programs and has no account minimums.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.25% |
Fees are generally negotiable. When utilizing third-party managers such as Flexible Plan Investments, total fees can reach up to 2.00%.