Bruce McIndoe & Associates provides limited financial advisory and insurance services to individuals. The firm focuses on basic budgeting, retirement planning, estate planning, and conservative investment recommendations, primarily utilizing fixed annuities, long-term care insurance, and life insurance. Bruce McIndoe & Associates does not manage client portfolios or offer wrap fee programs. The principal owner, S. Darlene Benjamin, is also a licensed insurance agent and earns commissions from insurance products she recommends, creating a potential conflict of interest. However, Bruce McIndoe & Associates is legally required to act in your best interest. Clients can pay hourly for specific advice, which may be waived if they purchase a recommended investment.
Fee Structure
- Hourly consulting — $100 per hour for specific financial advice or one-time project services
- Project-based planning — Flat fee based on $100 per hour for agreed-upon services, which may be waived if you purchase a recommended insurance investment