iPlan, LLC manages investment portfolios and offers comprehensive financial planning services for individuals, high-net-worth clients, and businesses. The firm builds passive investment portfolios primarily using index mutual funds and exchange-traded funds, relying on modern portfolio theory and fundamental analysis. In addition to portfolio management, iPlan, LLC provides financial planning covering business consulting, cash flow and debt management, college savings, employee benefits, estate planning, insurance reviews, retirement planning, risk management, and tax strategies. Clients can choose ongoing financial planning or project-based engagements tailored to their individual goals and risk tolerance.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.35% |
| $250K - $500K | 1.25% |
| $500K - $750K | 1.20% |
| $750K - $1.0M | 1.10% |
| $1.0M - $1.5M | 1.05% |
| $1.5M - $2.0M | 1.00% |
| $2.0M - $2.5M | 0.95% |
| $2.5M - $3.0M | 0.90% |
| $3M+ | 0.90% |
Fees for accounts over $3,000,000 are negotiable. The firm reserves the right to negotiate flat annual or percentage fees.