Zinnia Wealth Advisory provides personalized financial planning and portfolio management services. Financial planning covers cash flow, retirement, insurance, investments, education savings, estate, and tax analysis. Portfolio management is discretionary, using model portfolios from sub-advisors like Impact Partnership Wealth and Brookstone Capital Management. Zinnia Wealth Advisory also helps clients select third-party investment advisors. They work with individuals, trusts, estates, and businesses.
Fee Structure
Zinnia Wealth Advisory's fee for managing your investments is a percentage of the value of your account, billed monthly. The exact percentage depends on which sub-advisor manages your account:
For accounts managed by Brookstone Capital Management:
- $10,000 to $1,999,999: Total fee is 1.45% per year (Zinnia Wealth Advisory gets 1.00%, Brookstone gets 0.45%)
- $2,000,000 to $3,999,999: Total fee is 1.30% per year (Zinnia Wealth Advisory gets 0.85%, Brookstone gets 0.45%)
- Over $4,000,000: Total fee is 0.95% per year (Zinnia Wealth Advisory gets 0.50%, Brookstone gets 0.45%)
For accounts managed by Impact Partnership Wealth:
- $10,000 to $1,999,999: Total fee is 1.45% per year (Zinnia Wealth Advisory gets 1.30%, Impact Partnership gets 0.15%)
- $2,000,000 to $3,999,999: Total fee is 1.30% per year (Zinnia Wealth Advisory gets 1.15%, Impact Partnership gets 0.15%)
- Over $4,000,000: Total fee is 0.95% per year (Zinnia Wealth Advisory gets 0.80%, Impact Partnership gets 0.15%)
The fee charged to buy and hold portfolios will be significantly lower and will be clearly stated in the advisory agreement.