CWS Financial Advisors LLC (CWSFA) manages investment portfolios and offers wealth management services, including financial planning and consulting. CWSFA manages client investment portfolios on a discretionary or non-discretionary basis. Financial planning services include cash flow forecasting, retirement planning, tax planning, education planning, and budgeting support. CWSFA may recommend sub-advisers to manage client portfolios.
Fee Structure
CWS Financial Advisors LLC charges an annual fee for investment management services, calculated as a percentage of the value of your portfolio. This fee includes CWSFA's advisory fee (up to 1%, which is negotiable) and a non-negotiable sub-adviser strategy/platform fee if a sub-adviser is used. The total fee will be shown as two separate line items on your custodian statement. Wealth management services, including investment management and financial planning, are offered for a fixed fee or asset-based fee.