Refresh Investments offers personalized investment management and financial planning services for individuals, families, and businesses. Refresh Investments builds customized portfolios tailored to each client's specific goals, risk tolerance, and tax situation, typically managing assets on an ongoing basis without asking permission for every trade. In addition to portfolio management, Refresh Investments provides comprehensive financial planning covering retirement, cash flow, investments, insurance, and personal financial goals. Clients can also receive ongoing planning support through recurring meetings. Refresh Investments additionally offers advice on outside accounts that are not directly managed, and provides hourly consulting in limited cases. Refresh Investments primarily works with high net worth clients and requires a minimum of $1,000,000 in investable assets, though this minimum can sometimes be lowered for accounts agreeing to higher initial advisory fees.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.5M | 1.00% |
| $1.5M - $3.0M | 0.90% |
| $3.0M - $5.0M | 0.80% |
| $5.0M - $10.0M | 0.70% |
| $10.0M - $20.0M | 0.60% |
| $20M+ | 0.50% |
Fees are negotiable and calculated as a blended rate across asset tiers. Held-away assets are billed at a flat 0.75% annually.
