Schumacher Financial provides personalized portfolio management and financial planning services to individuals and high-net-worth clients. The firm creates custom investment policy statements based on each client's goals, time horizon, and risk tolerance, incorporating strategies such as cyclical analysis, fundamental analysis, modern portfolio theory, and options trading. Services cover retirement planning, tax concerns, insurance, college planning, and debt management. Schumacher Financial operates on a fee-only basis, charging asset-based fees for investment management and hourly rates for financial planning, with no account minimums required.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.50% |
Schumacher Financial lists annual percentage tiers ranging from 1.50% down to 0.85%. Fees are generally negotiable.