Peterkin Financial is a registered investment advisor based in Encinitas, California, founded by Nicole Peterkin. The firm provides personalized financial planning and investment management services to individuals, high-net-worth individuals, trusts, estates, and small businesses. When managing investments, Peterkin Financial helps clients identify their goals and risk tolerance, then recommends unaffiliated independent money managers or investment platforms to handle day-to-day trading, while Peterkin Financial provides ongoing oversight and due diligence. In addition to investment oversight, Peterkin Financial integrates initial and ongoing financial planning covering areas such as retirement, education savings, and personal finances. The firm also offers educational seminars, public speaking engagements, and financial boot camps. Nicole Peterkin operates as a licensed insurance agent, which allows her to offer insurance products for commissions, presenting a potential conflict of interest that is managed through fiduciary commitments and client choice. Peterkin Financial operates with a commitment to acting in the best interest of clients.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Fees range up to 2.00% annually and are negotiable at the sole discretion of the Advisor. In certain instances, Peterkin Financial may provide services for a fixed annual fee not exceeding 2.00%. Clients also pay separate fees to independent managers ranging from 0.35% to 0.60% annually, with total fees not exceeding 3% per year.