4J Wealth Management offers investment advice and financial planning to individuals and other clients. They work to understand client goals and risk tolerance. Services include financial planning and investment management, with ongoing supervision of accounts. 4J Wealth Management may recommend other professionals like attorneys or insurance agents, which presents a conflict of interest.
Fee Structure
4J Wealth Management's annual fee is a percentage of your portfolio, determined quarterly based on the market value of your assets at the end of the previous quarter. The fee is debited directly from your account. If you terminate the agreement, you'll receive a refund for any unearned portion of the fee. The firm prices its services based on various factors, so similar clients could pay different fees. The firm uses mutual funds and exchange traded funds for client portfolios, and clients will incur charges imposed at the fund level.