Two Firs Financial provides investment advice and financial planning services. They offer investment management on a discretionary or non-discretionary basis, creating one-time financial plans, and ongoing financial planning for clients with at least $250,000 under management. They primarily advise on mutual funds, exchange traded funds, stocks, and bonds, and may use options to manage risk. Two Firs tailors its advice to each client's individual needs and goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $750K | 1.00% |
| $750K - $3.0M | 0.85% |
| $3M+ | 0.65% |
Fees are generally not negotiable, but Two Firs Financial reserves the right to negotiate fees based on factors such as future asset growth potential and householding of family accounts. They may also waive investment management fees for a certain number of initial consecutive quarters if clients sign a separate financial planning agreement.
