ViviFi Planning is a registered investment advisor founded in November 2018 and based in Bend, Oregon. The firm specializes in providing ongoing comprehensive financial planning, tailored investment portfolio management using passive index strategies, and retirement plan consulting for employer plans. ViviFi Planning operates as a fee-only practice, meaning they are legally required to act in your best interest and do not accept commissions or third-party payments for selling financial products. Their services cover a wide range of topics including retirement projections, cash flow and debt management, employee benefits optimization, tax planning strategies, risk management, college savings, business planning, and estate planning coordination. Led by principal owner Andrew Mardock, ViviFi Planning works closely with clients to develop personalized strategies tailored to their individual goals and risk tolerance without imposing a minimum account size requirement.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.25% |
| $250K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $3.0M | 0.75% |
| $3.0M - $5.0M | 0.65% |
| $5M+ | 0.50% |
Fees are negotiable. Subject to a minimum annual fee of $4,800 for combined ongoing planning and investment advisory services.
