Access Softek Advisory Services offers both discretionary and non-discretionary investment management services through an interactive website. The firm primarily invests in mutual funds and ETFs for discretionary accounts, and Bitcoin for non-discretionary accounts. Access Softek Advisory Services also sponsors a wrap-fee program called "YourChoice Account" where clients make all final investment decisions. The firm's services are offered only to members of credit unions that are clients of Access Softek, Inc.
Fee Structure
Access Softek Advisory Services charges an annual fee based on a percentage of your portfolio, ranging from 0.30% to 0.80%. This fee is billed monthly in advance. There is a minimum monthly fee of $0.50. For Digital Assets Accounts, a transaction-based fee of 2% is charged for each transaction. The "YourChoice Account" wrap-fee program charges a monthly fee between $3.00 and $3.50, covering both the advisory fee and trades up to 500 shares or 50 trades per month. Additional fees apply if those thresholds are exceeded.