Hayes Wealth Advisors offers comprehensive financial planning, portfolio management, and general consulting services. The firm takes a personalized approach, beginning with a discussion of your financial circumstances, goals, and risk tolerance to develop a custom financial profile and investment plan. Comprehensive financial planning covers a wide range of topics, including retirement planning, cash flow and debt management, college savings, employee benefits optimization, estate planning, risk management, and tax planning strategies. The firm also has specific expertise in working with optometric practices, assisting with business planning, retirement plan design, and practice appraisals. For portfolio management, Hayes Wealth Advisors acts with the authority to make trades without asking first, utilizing primarily passive investment management through mutual funds and exchange-traded funds. The firm generally does not impose a minimum portfolio value or account minimum for conventional investment management services.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.20% |
| $1.0M - $5.0M | 0.90% |
| $5M+ | 0.65% |
Annual billing rates range from 0.35% to 1.20% for the first $1M, 0.35% to 0.90% for the next $4M, and 0.35% to 0.65% for amounts over $5M. Fees are negotiable at the firm's discretion.