Hayes Hart CPA’s Wealth Management offers tax, financial planning, and investment management services to individuals, companies, trusts, estates, and retirement plans. Investment management includes both discretionary and non-discretionary advice, primarily using mutual funds and exchange-traded funds. The firm also offers a Personal Financial Guardian program that combines investment management with tax and accountancy services for a set annual fee. Financial planning is included with investment management and covers wealth building, business and estate planning, risk management, income taxes, and succession planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.20% |
| $1.0M - $2.0M | 1.00% |
| $2M+ | 0.80% |
These fees are for the Personal Financial Guardian package. If tax and accountancy services are not desired, the fees are reduced by 0.20% (e.g., 1.0% on the first $1,000,000). The firm also manages non-managed accounts for 0.1% annually. Other arrangements may be negotiated with larger or smaller accounts, or with retirement accounts having limited investment choices, or with bundled services including investment management, on-going financial and estate planning, and tax preparation.