Wealth-Source Financial is a registered investment advisor founded in 2018 and based in Oakland, California. The firm provides personalized investment management, ongoing comprehensive financial planning, project-based financial planning, hourly financial coaching, tax preparation, and student loan repayment planning. Wealth-Source Financial primarily uses passive investment strategies through index mutual funds and exchange-traded funds, and may also utilize third-party money managers. Founder and principal Rosario Chacon holds professional credentials including Certified Financial Planner, Enrolled Agent, and Certified Divorce Financial Analyst. The firm serves individuals and families, focusing on helping clients align their investments with broader life goals, cash flow management, retirement projections, and tax strategies.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $300K | 1.50% |
| $300K - $1.0M | 1.00% |
| $1.0M - $1.5M | 0.95% |
| $1.5M - $2.0M | 0.90% |
| $2.0M - $4.0M | 0.85% |
| $4.0M - $6.0M | 0.75% |
| $6M+ | 0.60% |
Schedule reflects individual tier limits (couples have a 1.50% rate up to $420,000). Fees may be negotiable. Investment management is included with comprehensive planning for accounts under $300,000 (individuals) or $420,000 (couples). Firm also offers third-party manager programs with separate fee schedules.
