OnPlane Financial Advisors offers financial planning services that are broken down into manageable pieces. During the initial year, clients address four to six key topics, with follow-up meetings in subsequent years. Meetings are typically virtual. Services include investment strategy, estate planning, tax planning, spending planning, charitable giving, risk management, employee benefit optimization, education planning, equity compensation, real estate, major purchases, job transitions, inheritance, sale of a company, marriage, retirement, and growing a family. Asset management services include building portfolio recommendations and implementing them at a third-party custodian, ongoing monitoring, asset allocation analysis, rebalancing, and tax-loss harvesting recommendations. Investment recommendations are primarily limited to open-end mutual funds and exchange-traded funds.
Fee Structure
OnPlane Financial Advisors offers asset management services. The fee for financial planning and asset management or advisement is a fixed retainer fee, paid quarterly in advance. The fee is no more than 2% of client assets under management or advisement. The specific fixed fee is based on the time and resources required and the complexity of your financial situation. The advisor may negotiate fees with clients.