Plains Advisory LLC is an independent registered investment advisor based in Grand Island, Nebraska, offering personal asset management, sub-advisory investment management through Betterment LLC, financial planning, and consulting services. Plains Advisory focuses on helping individuals, high-net-worth clients, trusts, and estates build and manage their wealth through long-term value investing, tactical and strategic asset allocation, and fundamental and technical analysis. Clients can choose standard asset management where Plains Advisory directly monitors and manages accounts, or a sub-advisory platform for accounts needing a passive strategy. In addition to investment management, Plains Advisory provides personalized financial planning covering retirement, estate planning, tax strategies, insurance, and education funding, delivered via hourly rates or fixed project fees. Plains Advisory operates as a fiduciary when providing retirement advice and emphasizes personalized strategies tailored to each client's specific financial situation and risk tolerance.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $5.0M | 0.75% |
| $5M+ | 0.50% |
Fees are negotiable. Only one flat rate is charged against all assets under management (non-tiered). For clients utilizing Betterment LLC as a sub-advisor, a separate schedule applies ($0-$1M at 1.25%, $1M-$2M at 0.90%, $2M-$5M at 0.75%, $5M+ at 0.50%). Planning and consulting fees are waived for asset management clients with over $500,000 in managed assets.