Dream Financial Planning provides personalized investment management and financial planning services. The registered investment advisor builds tailored portfolios utilizing passive investment strategies such as index mutual funds and exchange-traded funds, and also utilizes third-party managers when appropriate. In addition to portfolio management, Dream Financial Planning offers comprehensive financial planning covering retirement, taxes, estate planning, insurance, cash flow, and college savings. Clients can choose ongoing monthly planning programs, project-based planning, or hourly consultations. Notably, comprehensive financial planning fees are waived for clients who maintain at least $1,000,000 in assets managed by the firm. Dream Financial Planning operates with no minimum investment requirement and is owned and operated by Lamar Watson, a Certified Financial Planner.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 2.00% |
| $100K - $300K | 1.50% |
| $300K - $600K | 1.00% |
| $600K - $1.0M | 0.80% |
| $1.0M - $5.0M | 0.60% |
| $5M+ | 0.60% |
Fees for accounts over $5,000,000 are negotiable.