Calibration Financial provides financial planning and investment management services to individuals, high net worth individuals, and retirement plans. Financial planning covers various aspects like goal development, cash flow optimization, and retirement income planning. Investment management utilizes exchange-traded funds (ETFs) primarily, with potential use of mutual funds, individual stocks, and fixed income investments. Calibration Financial also offers retirement plan consulting services to employer plan sponsors.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.20% |
| $100K - $500K | 1.05% |
| $500K - $1.0M | 0.85% |
| $1.0M - $2.0M | 0.60% |
| $2M+ | 0.30% |
Fees may vary depending on the nature and complexity of each Client’s circumstances and would generally apply as a set flat fee across all accounts. Total standalone investment management fees for the advisor and third party money manager(s) will not exceed 3% of assets under management per year. For held away asset management via the Pontera platform, the fee will not exceed 1.50% of the separate assets under management.
