RM Financial Services (RMFS) offers investment advice and financial planning to individuals, high net worth individuals, trusts, estates, charities, pension plans, and businesses. RMFS creates customized investment strategies based on client goals, risk tolerance, and financial situations, using mutual funds, ETFs, individual stocks, alternative investments, and bonds. RMFS also provides financial planning services covering investment planning, retirement planning, personal savings, education savings, and insurance needs. Clients are not obligated to implement any recommendations.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5M+ | 0.60% |
Fees may be negotiable. 529 plan accounts held directly with American Funds will be assessed a fee up to 0.50% on an annual basis. This fee is in addition to the above fee schedule. The assets within these accounts are not considered when determining the client's portfolio value for purposes of meeting breakpoints in the standard fee schedule for their other accounts.