Firmament Financial manages investment portfolios and offers financial planning services, including retirement planning, risk management, and estate planning. They also provide tax preparation services. Financial planning is offered on a comprehensive basis for an ongoing quarterly fee, or on a fixed fee or hourly basis for specific projects. For investment management clients with over $300,000, the ongoing financial planning fee is included in the investment advisory fee.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $300K | Included |
| $300K - $2.0M | 1.00% |
| $2.0M - $4.0M | 0.90% |
| $4.0M - $6.0M | 0.80% |
| $6.0M - $8.0M | 0.75% |
| $8.0M - $10.0M | 0.70% |
| $10.0M - $12.0M | 0.65% |
| $12.0M - $15.0M | 0.60% |
| $15.0M - $20.0M | 0.55% |
| $20M+ | 0.50% |
The annual fees may be negotiable. Client must be enrolled in comprehensive financial planning to receive investment advisory services. For clients with more than $300,000 in investment advisory services, the ongoing fee for comprehensive financial planning is included in the investment advisory services fee.